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Sr. Item, Regulatory & Business Counsel
LendUp, Oakland, CA remote(temporarily)
Our objective is always to offer you aren’t a road to better health that is financial.
LendUp actually monetary technology startup located in Oakland centered on changing the subprime credit and financing room. We’re a Y-Combinator alum w12 that is(YC supported by prominent investors such as for example Bing Ventures, Andreessen Horowitz, Kleiner Perkins, and Kapor Capital. Our item will be found in 7 states and we’ve seen great press protection into the Wall Street Journal, Financial occasions, CNN, NBC, TechCrunch, Venturebeat, Inc, Wired, Bloomberg, Fortune, and Dow Jones, and the like.
What we’re doing:
At LendUp our company is for a objective to deliver you aren’t a path to higher economic wellness. Huge numbers of people don’t have admission to quality credit. Their choices are usually unfair and limited, plus it’s very easy to become caught in a financial obligation cycle. This is actually the first issue LendUp attempted to resolve, by making use of our mixed expertise in pc software, information technology, credit, and training, to the provided passion for monetary health insurance and dignity.
Our core item, the LendUp Ladder, is an alternate to payday advances that transforms a trap into a chance to borrow at reduced prices and build credit. And each time, we come across our clients succeed. We’re building additional financial loans that can help united states further speed up our objective of supplying you aren’t a course to raised health Website that is financial.
The Sr. Product, Regulatory and business Counsel is going to be in charge of involved in close partnership with specific sections and get across practical groups to offer appropriate and guidance that is regulatory LendUp develops, implements and updates its services and products.
- Advise company lovers that are taking care of brand new and existing items from item development through launch, including conformity advising with regards to such items
- Offer timely, concise and business-focused advice that is legal federal and state consumer banking and financing guidelines, including Regulation E, TILA and Regulation Z, MLA, ECOA, FCRA and UDAAP, and banking laws like BSA/AML, and information privacy and security rules.
- Advise the LendUp item group on item advertising, ads and disclosures.
- Offer advice that is regulatory LendUp’s commercial and federal government relations counsel to help with negotiating commercial and bank contracts, and help legislative and policy issues.
- Offer regulatory advice and help to LendUp’s conformity group.
- Assist banking institutions in developing cardholder agreements, disclosures along with other item security
- Instruct and handle outside counsel, because necessary
- Manage LendUp’s state lending certification demands, including getting and keeping licenses
- Structure and draft loan agreements for LendUp items
- Handle litigation and work things, and any matter impacting a ongoing business, as required to offer the company
- A high-caliber that is proven skilled, solution-oriented and proactive attorney with experience with the financing area
- Deep experience analyzing and advising on an array of problems pertaining to the economic solutions industry, with certain expertise on customer banking that is digital individuals in a variety of repayments systems, including issuer processors and system supervisors, sub-prime and installment loans, like the guidelines, foibles linked to banking institutions and state certified
- Deep comprehension of Regulation E, Regulation Z, BSA/AML, TILA, ECOA, FCRA, MLA and state laws and regulations associated with lending
- Power to balance working separately with small guidance and dealing closely and collaboratively within a tiny appropriate group
- Capability to interface effortlessly along with known degrees of the corporation (professional administration, HR, business divisions, etc. ) also to gain the trust and confidence of others
- An feeling of ownership, and very adaptable up to a environment that is fast-changing
- A business that is solid with practical danger awareness
Education and Experience
- JD and 8+ years of expertise, including practicing in-house at a overly busy FinTech startup company (or in an equivalent environment) for at the very least three years, with significant give attention to customer financing
- Preferred prospect could have experience involved in the repayments area, straight with regulators representing certified businesses, and negotiating and drafting complex services contracts that are financial
- Verified solution oriented and problem that is creative
- Power to manage assignments that are multiple, with effective quality of conflicting priorities
- Exemplary written and oral interaction abilities and capability to work both in groups and separately
- Admitted towards the CA circumstances club or subscribed counsel that is in-house their state Bar of Ca
- Love of life
LendUp has all the stuff you’d anticipate from the mission-driven business, like an aggressive wage; very early phase equity; 100percent business paid medical, dental and eyesight insurance; nice vacation/sick leave policy; 401(k).
But right here’s that which we really like about LendUp lifetime:
- We’re devoted to a diverse and comprehensive tradition that spurs innovation and creates a significant and impactful work place
- Certainly one of our values is “different backgrounds, exact same objective. ” Our company is passionate about diverse prospects while having slack stations devoted to sets from mu
LendUp is definitely an Equal Possibility Company
We stretch equal job opportunities to qualified candidates and workers for an basis that is equal of ones own age, competition, color, intercourse, faith, nationwide beginning, impairment, intimate orientation, sex identity or phrase, maternity status, marital status, armed forces or veteran status, hereditary disposition, or other explanation protected for legal reasons.